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Serving Clients Across Pennsylvania
If you’re overwhelmed by debt, calls from collectors, or the fear of losing what you’ve worked for, you’re not alone. Bankruptcy exists to protect people, not punish them.
We help individuals and families across Pennsylvania understand their real options, whether that means Chapter 7, debt negotiation, or non-bankruptcy alternatives.
You get clear guidance, a practical plan, and a way forward. -
Flat fee: $1,600 total for most Chapter 7 Cases
(including filing fee + credit counselling)Chapter 7 Bankruptcy — $1,600 Total
Includes:
Bankruptcy petition preparation
All required schedules + statements
Filing fee
Credit counseling certificate
Attorney guidance for your §341 Meeting
Document review + case strategy
Unlimited email communication during the case
Case tracking until discharge
No hourly billing.
No hidden fees.
Payment plans available. -
Behind on credit cards or medical bills
Getting collection calls or threats
Using credit to pay for necessities
Facing wage garnishment
Can't keep up with minimum payments
Not sleeping due to financial stress
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Submit short form on our website (2 minutes)
You get your free 15-minute call
We discuss your situation and answer your questions.Document review & filing
We handle the paperwork, filings, and preparation.341 Meeting & discharge
Case finished in 3–6 months in most cases.
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Start with a free 15-minute call
(We’ll confirm if bankruptcy is the right option.)100% virtual filing available
Licensed in the Eastern, Middle, and Western Districts of PA
What Bankruptcy Can Do for You (And How It Actually Works)
Bankruptcy is a legal safety net designed to give people a fresh start. It can:
Stop most collections, lawsuits, and wage garnishments immediately
Can eliminate credit card debt, medical debt, personal loans, and old judgements
Can protect your home, car, and essential property
Block debt collectors from contacting you
For many Pennsylvanians, Chapter 7 is the simplest path: a quick 4–6 month process that wipes out most unsecured debt. If Chapter 7 isn’t the right fit, We’ll explain alternatives — including debt restructuring such as Chapter 13 as well as non-bankruptcy options.
You deserve a plan that’s realistic, humane, and built specifically for your situation. Financial stress can be overwhelming—but you don’t have to face it alone.
In accordance with 11 U.S.C. § 528, BrownWhitt Law is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Sometimes, legal issues just can’t wait. Whether you’re a business owner, freelancer, or just getting started, we’re here to help you move forward with confidence.
